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Insurance  /  Private Customers / Home Insurance 

As your home is probably your biggest purchase it makes sense to protect it fully.  We understand that making sure you have adequate cover for your buildings and contents can be complex and time-consuming. With this in mind we offer a variety of policies tailored to meet your needs.

Buildings

Buildings Insurance covers the home and its fixtures and fittings and any structures permanently installed or sited within the boundaries of the land belonging to the home.

Therefore when choosing Buildings Insurance it is crucial to ensure that the sum insured is sufficient to cover the cost of completely rebuilding the property.

We offer a range of policies from leading Insurers including Legal & General, Zurich and Norwich Union giving you greater choice and value for money.

Our policies provide a range of standard and optional add-ons including:

  • Accidental damage cover
  • Alternative Accommodation for uninhabitable property
  • Loss or damage to contents during household removal
  • Accidental damage to glassware or sanitary ware

Contents

Contents Insurance covers Household goods, personal belongings and Business Equipment owned by you.

Our policies provide a range of optional add-ons including:

  • Accidental damage cover
  • Alternative accommodation
  • Loss or damage to contents during household removal

Further features of our Policies include:

  • £50,000 cover for the price of £35,000
  • Possessions in and away from home cover, including Student's Contents
  • Freezer contents included as standard
  • Dedicated claims specialists

Buildings & Contents Combined Insurance

By combining both your buildings and contents insurance together, you automatically benefit from 10% discount off your overall premium. The convenience of one policy and one renewal date makes this an easier and less time consuming option.

Our policies provide a range of standard and optional add-ons including:

  • Accidental damage cover
  • Alternative Accommodation for uninhabitable property
  • Loss or damage to contents during household removal
  • Accidental damage to glassware or sanitary ware

Further features of our Policies include:

  • £50,000 contents cover for the price of £35,000
  • Possessions in & away from home cover, including Student's Contents
  • Freezer contents included as standard
  • Dedicated claims specialists